Mortgage rates have been updated at Toronto Dominion Bank for Friday, November 7, with many rates moving higher. The 30-year fixed mortgage is quoted today at 4.063% with an APR of 4.127%. Buyers can lock into a shorter-term 15-year fixed loan today at 3.687% with an APR of 3.799%. The 30-year FHA loan is quoted at the same 3.750% interest rate with an APR of 4.846%.
The best mortgage rate available today is 1.937% for a 1/1 ARM with a corresponding APR of 2.748% to start. TD Bank advertises the more popular 5/1 adjustable rate mortgage at 3.187% for the first five years with an APR of 2.960% to start. The 7/1 ARM is published at 3.313% for the first seven years with a 3.068% starting APR. For greater long-term predictability, TD Bank advertises a 10/1 adjustable rate loan at 3.563% for the first ten years with a 3.306% starting APR.
TD Bank Refinance Rates
Refinance rates today are similar to purchase rates at TD Bank. The standard 30-year refi loan is quoted at 4.063% with an APR of 4.127%. The 15-year refinance loan, the most popular option for refinancing, is quoted at 3.687% today with an APR of 3.799%. The 30-year FHA refinance loan is published at 3.750% today with an APR of 3.846%.
For greater flexibility, homeowners can turn to a 5/1 adjustable rate refinance today at 3.187% with an APR of 2.960% to start. The 10/1 refinance ARM is quoted at 3.563% for the first ten years with a starting APR of 3.306%.
Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.