Mortgage rates have moved higher at TD Bank on Wednesday, October 22. The best rate for a 30-year fixed mortgage today is 3.875% with an APR of 3.938%. Toronto Dominion Bank offers the 30-year FHA loan today at 3.625% with a 4.717% APR. The shorter-term 15-year fixed loan is quoted at 3.125% today with an APR of 3.235%.
Buyers can enjoy greater flexibility with an adjustable rate mortgage. The lowest mortgage rate at TD Bank is 1.875% for a 1/1 ARM with a corresponding APR of 2.743% to start. The more popular 5/1 ARM is quoted at 3.000% today for the first five years with a starting APR of 2.895%. Buyers can lock into a 7/1 ARM as low as 3.125% today with a 2.981% APR to start. For more long-term predictability, buyers can get a 10/1 adjustable rate loan as low as 3.375% for the first ten years with an APR of 3.190% to start.
TD Bank Refinance Rates
Homeowners can refinance into a new home loan with competitive rates at TD Bank today. The standard 30-year fixed refinance mortgage is quoted at 3.813% today with a 3.876% APR. The shorter-term 15-year refi loan is advertised at 3.063% with a 3.173% APR. Homeowners can refinance an FHA loan at 3.625% with an APR of 4.717%.
TD Bank also offers adjustable rate refinance loans. A 5/1 adjustable rate refinance is quoted at 2.937% for the first five years with an APR of 2.873%. A 7/1 ARM refinance is quoted with a higher rate of 3.063% locked for seven years with an APR of 2.952%. For more predictability, a 10/1 refi ARM is quoted at 3.313% today for the first ten years with an APR of 3.152%. A 15/1 ARM refinance is quoted at 3.563% for the first fifteen years with an APR of 3.458%.
Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.