At the Canadian mortgage lender, Toronto Dominion Bank (NYSE: TD), the benchmark 30 year fixed mortgage interest rates are holding firm in the most up to date home loan rate charts released by the bank on February 7, 2014. The interested borrowers can now acquire the standard and refinancing home loans at the same interest rates as yesterday.
As of now, the standard, 30 year fixed rate mortgage home loan packages are being advertised at an interest rate of 4.438% and an APR yield of 4.551% today. However, in the relatively shorter home loan section, the bank is offering its 15 year fixed rate mortgage loans at a lending rate of 3.438% and an APR yield of 3.632% today.
As far as the adjustable rate mortgage loans are considered, the 3 year home loan deals are coming out at a starting interest rate of 2.562% and are backed by an annual percentage rate of 2.910% today. On the other hand, the 5 year adjustable rate home loan deals can be locked in at an interest rate of 3.062% and an annual percentage yield of 3.043% to begin with.
For the admirers of more flexible home loan rates, the bank is now offering the best 7 year adjustable rate mortgage home loans at an interest rate of 3.312% and an APR yield of 3.181% to begin with. The 10 year adjustable rate home loan deals can be secured at a starting rate of 3.562%, which are now coming along with an APR yield of 3.401% today.
When it comes to refinancing home loan packages, the bank is currently offering the 30 year fixed rate mortgage deals at an interest rate of 4.688% and are backed by an APR yield of 4.803%. However, the short term, 15 year refinancing fixed rate mortgage options can be acquired by paying an interest rate of 3.688% and enjoying an APR yield of 3.883% today.
Shifting sights to the flexible home loan financing division, the interested customers can find the ideal 5 year refinancing adjustable rate mortgage loans coming out at a starting interest rate of 3.312% and being backed by an APR yield of 3.131% on the initial amount of loan taken from the bank. However, the 7 year refinancing adjustable rate home loan deals can be locked in at an interest rate of 3.562% and are backed by an APR yield of 3.299% to begin with.
Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.