At the popular American mortgage lender, US Bank Corp (NYSE: USB), the benchmark 30 year fixed mortgage interest rates registered no change on April 14, 2014. The potential home buyers, who are planning on securing ideal finances to fund their realty investment through US Bank Corp, will find no change in the fixed and flexible interest rates this Monday, which certainly makes the loan products more popular and competitive in the market.
The potential home buyers, who are seeking financial assistance from US Bank Corp to back their pricey home purchase, can opt for the jumbo variants of the popular 30 year fixed rate mortgage home loan options, which are now available for an interest price of 4.625% and an APR yield of 4.777% today. However, the relatively shorter, 15 year jumbo fixed rate mortgage home loan plans are up for grabs at an interest rate of 3.750% and an APR yield of 4.008% today.
For the troubled customers, who cannot secure conventional home loans due to their poor credit score of the past, or inability to deal with the expensive down payments, the bank offers its FHA insured 30 fixed rate mortgage loans at an interest rate of 4.375% and an APR yield of 4.879% this Monday. On the other hand, the short term, 15 year substitutes of the 30 year FHA insured fixed rate home loans can be locked in at a lending cost of 4.000% and an APR yield of 4.565%.
As far as the flexible home loan deals are considered, US Bank Corp highlights its best 3 year deals in the loan portfolio against a lending charge of 2.250% today and an APR yield of 3.261% to start with. However, the more flexible, 5 year adjustable rate mortgage home loan schemes can be seen coming out at a starting interest cost of 2.625% and an APR yield of 3.250% today.
Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.