The mortgage home loan seekers, who are keen on having their new home purchase or refinancing needs fulfilled by the Canadian lender, Toronto Dominion Bank (NYSE: TD), will find no absolute change in the lending rates at which the ideal home loan deals are coming out on March 26, 2014. In the most up to date mortgage information charts released by the bank today, there has been no movement in the benchmark 30 year fixed mortgage interest rates.
As of now, the standard, long term, 30 year fixed rate mortgage home loans are being traded at an interest rate of 4.438% and are backed by an annual percentage rate of 4.551%. On the other hand, for the seekers of shorter term home financing deals, 15 year fixed rate mortgage home loans are being offered at an interest rate of 3.438% and an annual return rate of 3.632% this Wednesday.
When it comes to variable rate home loan options, the bank is currently offering its best 3 year adjustable rate mortgage home loan deals at a starting interest rate of 2.688% and an annual percentage yield of 2.839% to start with. However, the 5 year adjustable rate mortgage home loans are now up for grabs at an interest price of 3.062% and an annual percentage rate of 2.961%.
In the more flexible home loan division, the interested customers can find 7 year adjustable rate mortgage home loan plans being listed next to an interest charge of 3.438% and being accompanied by an APR yield of 3.172% to start with. However, the most flexible, 10 year adjustable rate mortgage home loan options are now being advertised at a lending rate of 3.688% and are carrying an APR yield of 3.431% on the primary amount of home loan secured from the bank.
When it comes to refinancing home loans, the borrowers who are planning on refinancing their current investments can find the popular 30 year fixed rate mortgage home loans being traded at an interest rate of 4.688% and an APR yield of 4.803% today. Alternatively, the 15 year refinancing fixed rate mortgage loans can be locked in at an interest price of 3.688% and an APR yield of 3.883% this Wednesday.
As far as the adjustable rate mortgage loans are considered, the bank is currently offering its 5 year refinancing deals at a starting interest rate of 3.438% and an APR yield of 3.175% today. However, the more flexible, 7 year refinancing adjustable rate mortgage home loan packages can be secured by bearing an interest cost of 3.688% and dealing with an APR yield of 3.359% during the starting years of the home loan.
Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.