This Thursday, at the popular Canadian mortgage lender, Toronto Dominion Bank (NYSE: TD), the benchmark 30 year fixed mortgage home loan rates can be seen hanging around the same spot on September 4, 2014. Today, the borrowers interested in securing ideal home purchase or refinancing mortgage home loans, will find the standard fixed as well as flexible rate options being traded at the same interest rates as yesterday.
To begin with, in the standard, long term home financing section, the 30 year fixed rate mortgage home loan deals can be seen quoted next to an interest price of 4.250% and are backed by an annual percentage rate of 4.367% today. For the mortgage shoppers, who plan on taking the shorter road for funding their home purchase, the bank now offers 15 year fixed rate mortgage options at an interest rate of 3.500% and an APR yield of 3.702% today.
In the flexible home loan division, the bank now offers 3 year adjustable rate mortgage home loan at an interest rate of 2.875% and an annual return rate of 2.884% to begin with. The potential home buyers can also find the 5 year adjustable rate mortgage home loans being traded at an interest rate of 3.375% and an annual return rate of 3.075% during the initial years of the home loan.
For the home loan seekers, who are planning on securing more flexible mortgage packages, the bank quotes its 7 year adjustable rate mortgage home loan deals at an interest rate of 3.500% and an APR yield of 3.206%. The most flexible, 10 year adjustable rate home loan options can now be locked in at a starting interest rate of 3.625% and an APR of 3.396% to start with.
When it comes to refinancing home loan options, the mortgage borrowers can spot the popular 30 year fixed rate mortgage home loans being listed at an interest rate of 4.312% and an annual return rate of 4.431% today. Under the relatively shorter refinancing category, the 15 year refinancing fixed rate home loans can be seen traded at an interest cost of 3.562% and an APR yield of 3.767%.
As far as the flexible home loan deals are concerned, the Canadian mortgage lender offers the best 5 year refinancing adjustable rate home loans at an interest rate of 3.438% and an APR yield of 3.099% today. The more flexible, 7 year refinancing adjustable rate mortgage loan options can now be secured by bearing an interest rate of 3.562% and agreeing to an APR yield of 3.237% to begin with.
Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.