At the most popular foreign mortgage lender in the US, Toronto Dominion Bank (NYSE: TD), the benchmark 30 year fixed mortgage interest rates did not taste any positive or negative change on August 4, 2014. Today, the eligible borrowers, who are planning on funding their new home investment or refinancing their current investment, can find ideal home loan deals traded at the same interest rates as last week.
The mortgage shoppers, who are willing to secure standard, long term home loan deals from TD Bank, can now spot the 30 year fixed rate mortgage home loan packages being listed at an interest rate of 4.375% and an annual return rate of 4.493% today. For the borrowers, who plan on heading down a shorter and less expensive mortgage road, the bank offers its 15 year fixed rate mortgage plans at an interest price of 3.625% and an annual percentage yield of 3.828% this Monday.
In the flexible home loan division, the lender now quotes its best 3 year adjustable rate mortgage packages at an interest rate of 2.875% and an APR yield of 2.983% to start with. The relatively more flexible, 5 year adjustable rate mortgage deals can now be locked in at a lending rate of 3.250% and an APR yield of 3.114% on the principal amount of home loan sanctioned by the bank.
The interested home buyers, who are seeking more flexibility in terms of interest rates, can opt for the 7 year adjustable rate home loans, which are now traded at a lending price of 3.500% and an annual percentage yield of 3.274% to begin with. The seekers of more flexible home loan deals can find the 10 year adjustable rate home loans published at a starting interest rate of 3.625% and an APR yield of 3.445% during the initial years of the home loan tenure.
As far as refinancing mortgage options are concerned, the Canadian mortgage provider quotes its popular 30 year fixed rate mortgage home loans at an interest rate of 4.438% and an APR yield of 4.558% this Monday. In the short term refinancing section, the 15 year fixed rate mortgage home loan schemes can be seen sitting next to an interest rate of 3.688% and an APR yield of 3.894% today.
For the mortgage shoppers, who are seeking flexible refinancing deals, the best 5 year refinancing adjustable rate mortgage deals would be perfect at an interest cost of 3.312% and an APR yield of 3.137%. The more flexible, 7 year refinancing adjustable rate mortgage home loans can now be locked in at an interest rate of 3.562% and an APR yield of 3.305% to start with.
Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.