At one of the most famous foreign mortgage lender operating in the US, Toronto Dominion Bank (NYSE: TD), the benchmark 30 year fixed mortgage interest rates are holding firm on July 18, 2014. As of now, in the most up to date mortgage home loan information released by the bank, the ideal home purchase mortgage packages or standard refinancing home loan deals are still quoted at the same interest rates this Friday.
For the mortgage shoppers, who are interested in securing loans at more flexible interest rates, the bank offers 7 year adjustable rate mortgage schemes at a lending cost of 3.375% and an APR yield of 3.147%. The most flexible, 10 year adjustable rate home loan plans are now up for grabs at a starting interest rate of 3.625% and an annual percentage rate of 3.396% during the starting years of home loan period.
As far as the refinancing home loans are concerned, the borrowers can find the 30 year fixed rate mortgage packages being listed at a lending rate of 4.312% and backed by an APR yield of 4.431% today. The relatively shorter, 15 year refinancing fixed rate mortgage finances are coming out at an interest rate of 3.438% and an annual return rate of 3.643% on the initial amount of loan secured from the bank.
In the flexible refinancing home loan section, the best 5 year adjustable rate mortgage home loans can be seen listed at an interest rate of 3.312% and an APR yield of 3.054% to begin with. The seekers of more flexible home loans can now opt for the 7 year refinancing adjustable rate mortgage loans, which are currently tagged with a starting interest price of 3.438% and an APR yield of 3.178% this Friday.