At the most popular foreign lender operating in the US market, Toronto Dominion Bank (NYSE: TD), the benchmark 30 year fixed mortgage interest rates are holding firm on August 20, 2014. As per the new mortgage charts released by the bank this Wednesday, the interested customers can find the ideal home purchase as well as the standard refinancing home loan offerings being listed at the same interest rates as yesterday.
Today, in the long term home financing section, the potential home buyers can secure the standard, 30 year fixed rate mortgage home loan packages at an interest rate of 4.375% and an annual percentage rate of 4.493%. The relatively shorter, 15 year fixed rate mortgage home loans can now be seen quoted at a lending rate of 3.500% and an APR yield of 3.702% today.
For the potential home buyers, who are looking forward to secure more flexible home loan deals, the bank is now offering its best 3 year adjustable rate mortgage home loan deals at an interest rate of 2.875% and an APR yield of 2.884%. The best 5 year adjustable rate mortgage loans are now advertised in the loan portfolio at an interest price of 3.250% and are backed by an APR yield of 3.031% during the starting years of the home loan period.
In the more flexible lending arena, the interested customers can opt for the 7 year adjustable rate mortgage options, which presently traded at an interest price of 3.500% and are accompanied by an APR yield of 3.206% today. The most flexible, 10 year adjustable rate mortgage packages can now be locked in at an interest rate of 3.625% and an APR yield of 3.396% on the principal amount of home loan secured from the bank.
When it comes to refinancing lending options, the popular 30 year fixed rate mortgage deals can be seen advertised at an interest rate of 4.438% and an annual percentage yield of 4.558%. For the seekers of relatively shorter home refinancing options, the 15 year refinancing fixed rate mortgage home loans would be ideal choices at an interest rate of 3.562% and an APR yield of 3.767% this Wednesday.
In the adjustable rate refinancing arena, the interested potential buyers can spot best 5 year adjustable rate mortgage deals being published in the bank’s books at an interest rate of 3.312% and an APR yield of 3.054% to start with. The more flexible, 7 year refinancing adjustable rate home loans are now up for grabs at a starting interest rate of 3.562% and an APR yield of 3.237% today.
Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.