Capital One Financial Corp (NYSE: COF) is a reputed and popular banking institution in the country which does offer high end home mortgage rates at decent rates. Following the previous week’s trend, the interest rates of home mortgage schemes at Capital One Financial didn’t experience any major changes as on Monday, September 15, 2014. The potential home loan buyers who were willing to take up a particular mortgage scheme might get a bit disappointed with no positive changes in the interest rates.
The 30 year standard home mortgage interest rates at Capital One Financial Corp remained unchanged on Monday, September 15, 2014. They were quoted at a rate of interest of 4.250% along with an annual percentage rate of 4.303%. On the other hand, the short term 15 year fixed rate home mortgage loans at the bank were published at 3.500% interest rate yielding an annual percentage rate of 3.592%.
Potential home mortgage buyers looking to purchase expensive penthouses or apartments, can opt for the jumbo schemes offered by Capital One Financial. The long term 30 year jumbo loans at Capital One were quoted at a rate of interest of 4.625% which is a bit higher than the traditional loans. These schemes did yield a starting APR of 4.647%. The 15 year jumbo schemes were offered at 4.125% interest rate and an APR of 4.163% to start with. The APR and interest rate on the short term jumbo schemes too remained more or less the same.
As far as adjustable rate mortgage options are concerned the 5 year ARMs at Capital One Financial are being provided for 3.250% interest rate carrying an annual percentage rate of 3.055%. The 7 year ARMs have been listed at 3.250% rate of interest presently showing an APR of 3.117% to start with.
Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.