Mortgage rates remain largely unchanged at Toronto Dominion Bank on Tuesday, November 4. The standard 30-year fixed rate mortgage is quoted at 4.125% today with an APR of 4.189%. The shorter-term 15-year fixed loan is offered with an interest rate as low as 3.375% with a 3.486% APR. TD Bank quotes the FHA loan at 3.750% today with a 4.846% APR.
For greater flexibility and the lowest mortgage rates TD Bank has to offer, buyers can lock into an adjustable rate loan. TD Bank offers a 1/1 ARM at 1.875% for the first 12 months with an APR of 2.743% to start. The more popular 5/1 ARM is quoted at 3.125% for the first five years with an APR of 2.938% to start. Buyers can lock into a 7/1 ARM at 3.375% today with an APR of 3.097% to start. For a balance between predictability and a lower rate, TD Bank offers a 10/1 ARM at 3.500% for the first ten years with an APR of 3.267% to start.
Refinance Rates at TD Bank
Homeowners ready to refinance into a lower interest rate will find the standard 30-year refinance loan quoted at 4.063% today with an APR of 4.127%. The 15-year fixed rate refinance, which is the most popular loan for refinancing, is offered with an interest rate of 3.313% today with an APR of 3.424%. The 30-year FHA loan is quoted at 3.750% with an APR of 4.846%. For greater flexibility, TD Bank offers a 5/1 ARM at 3.063% for the first five years with an APR of 2.917% to start.
Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.