Rates are largely unchanged at Toronto Dominion Bank on Friday, October 3. The best mortgage interest rate on a 30-year fixed loan is 4.187% today with an APR of 4.251%. A 30-year FHA loan is quoted at 3.875% with an APR of 4.975%. The popular shorter-term 15-year loan is quoted at 3.437% with an APR of 3.548%.
Buyers can lock into a 5/1 ARM today with a rate of 3.313% for the first five years with an APR of 3.087%. A 7/1 adjustable rate mortgage is available also with a 3.313% interest rate for seven years with a slightly higher APR of 3.137%. For buyers who want greater predictability, a 10/1 ARM is published at 3.687% with an APR of 3.433%.
For homeowners who want to refinance into a new loan, TD Bank advertises a 30-year fixed refi loan at 4.125% today with an APR of 4.189%. A 15-year fixed refinance loan is published at 3.375% with an APR of 3.486%. A 5/1 adjustable rate mortgage refinance is published at 3.250% with an APR of 3.064%. Homeowners can refinance a 30-year FHA loan at 3.875% with an APR of 4.975%.
Quoted rates at TD Bank assume a relationship with the bank, which provides a 0.125% discount. Quotes assume excellent credit and a 20% down payment.
Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.