Apple Pay is finally available in England, Scotland, Wales, and Northern Ireland. For the past few days, bankers in those areas have been gearing up for the launch, which is now official. The company has put the wrapper off the system that is an extension of the mobile payment system of Apple. According to reports, Apple Pay launches in UK on July 14.
Eight banks will support the payment system as Apple Pay launches in UK. These include American Express, Nationwide, NatWest, First Direct, HSBC, Royal Bank of Scotland, Santander and Ulster bank. Many other banks including Bank of Scotland, Lloyds Bank and more are expected to extend the support for the new payment system.
Vendors and retailers supporting the payment system are BP, McDonald’s, Boots, Marks & Spencer and Transport for London. The list of vendors can be found here.
This is the first time Apple Pay is launched outside the U.S. Just like American customers, people using iPhone 5, 5s, iPhone 6, iPhone 6 plus and the Apple Watch will be able to use the payment system. It is simple to use it. The user just needs to hold the phone close to the contactless reader while putting their finger on the Touch ID scanner. The app itself will allow online purchases through iPad Air 2 and iPad mini 3.
According to The Guardian, the payment limit is kept at £20 for the time being. It is expected to be increased to £30 in the near future. It can take up to September to increase the limit.
More than 250,000 locations are going to accept Apple Pay in the UK. Credit or debit card information will not be saved in the system. Rather, users will have to complete the payment using a “one-time unique, dynamic security code.”
Apple launched Apple Pay in the U.S.A. in October last year, just after the launch of iPhone 6 and iPhone 6 Plus. The company is eying other countries, too, as far as launching the payment system is concerned. The top two countries in the list are Canada and China, and if reports are to be believed, the company is in talks with the Royal Bank of Canada, Toronto-Dominion Bank and the Bank of Nova Scotia for support in Canada.