Wells Fargo Mortgage Rates: VA, Fixed Rate, FHA Mortgage Rates for November 26

Wells Fargo Mortgage Rates: VA, Fixed Rate, FHA Mortgage Rates for November 26

As with other major U.S. lenders, mortgage rates have inched up at Wells Fargo & Co. (NYSE: WFC) this Tuesday. The multi-national, San Francisco-based mortgage lender offers various fixed rate loans for qualified consumers. The rate for their 30-year fixed rate mortgage is today 4.500%. Mortgage rates on conventional and FHA loans at the lender have remained steady, and the 30-year mortgage rate remains unchanged since Monday. The shorter-term, 15-year fixed rate mortgage rate is unchanged from Friday at 3.500%.


Along with conventional loans, Wells Fargo offers FHA mortgages as well for refinancing. The FHA mortgage rate for a 30-year term stands at 4.250% as of today, with the 5-year adjustable rate mortgage (ARM) at 3.00%. Those interested in the 5-year ARM FHA package will see the rate advertised at 3.125% today.

The lowest interest rates available for Wells Fargo today go to those considering jumbo loans, which exceed conforming loan limits. A 30-year fixed rate jumbo loan is advertised at 4.125%, while a jumbo 5-year ARM has an advertised interest rate of 2.250%.

Wells Fargo Purchase Rates

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30-Year Fixed-Rate Mortgage: 4.375%, 4.547% APR

30-Year Fixed FHA Mortgage: 4.125%, 5.357% APR

15-Year Fixed-Rate Mortgage: 3.375%, 3.669% APR

5-Year Adjustable Rate Mortgage (ARM): 2.875%, 3.033% APR

5-Year ARM FHA: 2.750%, 3.493% APR

This rate information assumes the mortgage loan is for the purchase of an existing single-family home used as a primary residence with a loan amount of $200,000 and property value estimated at $250,000. The property used as the example is located in New Haven, Connecticut and reflects a 60-day rate lock period. Actual mortgage rates depend on several factors, including loan type, property type, credit profile, the property’s appraised value and loan amount.

Wells Fargo Refinance Rates

30-Year Fixed-Rate Mortgage: 4.500%, 4.673% APR

30-Year Fixed FHA Mortgage: 4.250%, 5.936% APR

15-Year Fixed-Rate Mortgage: 3.500%, 3.795% APR

5-Year Adjustable Rate Mortgage (ARM): 3.000%, 3.076% APR

5-Year ARM FHA: 3.125%, 4.003% APR

30-Year Fixed-Rate Mortgage (Jumbo): 4.125%, 4.237% APR

Current mortgage interest rates are subject to change without prior notice from the lender. Mortgage rates are also subject to change based on geography, location and other terms. The annual percentage rates (APR) are based on discount points, average loan fees, closing costs and origination fees.

Please visit the bank’s website for more information on Wells Fargo’s home purchase and refinance interest rates, along with details on borrowing terms and conditions.

Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.