US Bank Corp kept its Mortgage Home Loan Rates Unchanged on January 3, 2014
Of all the mortgage lenders operating in the American mortgage market, US Bank Corp has always managed to keep its mortgage interest rates stable for the longest period of time. Following the same trend, the mortgage lender published same benchmark 30 year fixed mortgage interest rates on January 3, 2014.
A closer look at the newly released mortgage charts will reveal that the standard, long term, 30 year fixed rate mortgage home loans are advertised at a rate of 4.500% and come along with an annual percentage rate of 4.673% today. However, the 15 year fixed rate mortgage deals are published at a rate of 3.500% and carry an APR rate of 3.811%.
For the borrowers interested in financing their higher home investment needs, the bank provides 30 year jumbo fixed rate mortgage home loan deals are being traded at a rate of 4.625% and are backed by an annual percentage rate of 4.777%, which is a bit higher as compared to the conventional home loans. In the short term lending section, the borrowers can find the 15 year jumbo fixed rate mortgage deals can be had at an interest rate of 3.750% and carry an APR yield of 4.008%.
The potential homeowners can also find the VA versions of the 30 year fixed rate mortgage option published at a rate of 4.500% and are accompanied by an APR yield of 4.846% today. However, the 15 year VA version of fixed rate mortgage home loans are published at a rate of 4.000% and are offering an APR yield of 4.721%.
The customers troubled by the poor credit scores can find the FHA insured 30 year fixed rate mortgage packages are up for grabs at a rate of 4.375% and are accompanied by an APR yield of 4.879%. In the short term lending division, the 15 year FHA fixed rate mortgage home loan deals are being traded at a rate of 4.000% and yield an APR of 4.565% today.
In the adjustable rate mortgage division, the potential borrowers can find the 3 year deals being published at a rate of 2.250% and an APR yield of 3.261% to start with. However, the more flexible, 5 year adjustable rate home loans can be had by bearing an interest charge of 2.625% and a starting APR yield of 3.250%.
Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.