Today’s Mortgage Home Loan Rates at US Bank Corp (May 1, 2014)
A closer look at the latest mortgage data published by the popular American mortgage lender, US Bank Corp (NYSE: USB) on May 1, 2014, will reveal that the bank made no alternations to the figures of its benchmark 30 year fixed mortgage interest rates today. As of now, any mortgage borrowers, who plan on visiting US Bank Corp in search of ideal finances, will find the fixed and flexible home loans coming out at the same interest rates as yesterday.
For the potential home buyers, who are facing troubles to secure standard home loan deals owing to their poor credit score, or inability to arrange for the exorbitant heavy down payments demanded by the banks, the mortgage lender offers its FHA insured 30 year fixed rate mortgage home loans at an interest rate of 4.375% and an annual return rate of 4.879%. On the contrary, the shorter, 15 year FHA fixed rate home loan packages can be locked in at an interest rate of 4.000% and an APR yield of 4.565% this Thursday.
In the jumbo home loan section, the bank now offers its popular 30 year fixed rate mortgage options at an interest rate of 4.625% and an APR yield of 4.777% today. However, the short term, 15 year jumbo fixed rate mortgage home loans are now up for grabs at an interest rate of 3.750 % and an APR yield of 4.008%.
For the borrowers, who are seeking flexible home loan rates, the bank quotes its best, 3 year adjustable rate mortgage home loan packages, at an interest rate of 2.250% and an annual percentage yield of 3.261% to begin with. On the other hand, the more flexible, 5 year adjustable rate mortgage deals can now be locked in at a starting interest rate of 2.625% and an annual return rate of 3.250%.
Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.