Today’s Mortgage Home Loan Rates at TD Bank (July 8, 2014)
This week, for the second consecutive day in a row, the Canadian mortgage lender, Toronto Dominion Bank (NYSE: TD), decided to make no relative change to its benchmark 30 year fixed rate mortgage home loan interest rates on July 8, 2014. This Tuesday, despite the heat of current economic and housing market events, the mortgage provider managed to quote its ideal home purchase and refinancing deals at the same interest rate as yesterday.
To start with, in the standard, long term home loan section, the 30 year fixed rate mortgage loan options can be seen traded at an interest rate of 4.250%, along with an annual percentage rate of 4.360%. As far as the short term home financing deals are concerned, the interested borrowers will have to deal with an interest price of 3.625% and agree to an APR yield of 3.817% to secure the 15 year fixed rate mortgage home loans today.
In the flexible home loan section, the 3 year adjustable rate mortgages can be seen published in its loan books at a starting interest rate of 2.750% and an annual percentage rate of 2.851% to start with. The borrowers, who are looking for a bit more flexible deals, 5 year adjustable rate mortgage plans would be perfect options at an interest rate of 3.250% and annual return rate of 3.025% today.
As far as more flexible home loan packages are concerned, the interested borrowers can find the best 7 year adjustable rate mortgage home loan options being traded at an interest rate of 3.375% and an APR yield of 3.141% to start with. For securing the most flexible, 10 year adjustable rate home loan options, the borrowers will have to bear an interest price of 3.625% today and agree to an APR yield equivalent to 3.389% to start with.
The refinancing mortgage options also remained steady, as the popular 30 year refinancing fixed rate mortgage plans are still being traded at an interest rate of 4.312% and an APR yield of 4.424% today. The short term, 15 year counterparts of the 30 year refinancing fixed rate home loan packages are up for grabs at an interest rate of 3.688% and an annual return rate of 3.883% today.
For the borrowers, who are interested in variable interest rates, the 5 year refinancing adjustable rate mortgage options would be ideal options at an interest rate of 3.312% to start with, and an APR yield of 3.048% today. The best 7 year refinance adjustable rate mortgage deals are now quoted at a starting rate of 3.438% and an annual percentage rate of 3.172% this Tuesday.