Today’s Chase Mortgage Rates (Monday Sept 29)

Today’s Chase Mortgage Rates (Monday Sept 29)
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3 Todays Chase Mortgage Rates (Monday Sept 29)JPMorgan Chase has posted updated mortgage rates for Monday, September 29, 2014. The quoted rate for the benchmark 30-year fixed rate loan today is 4.125% with an APR of 4.219%, down significantly from the quoted rate of 4.375% on Friday. The rate for the shorter-term 15-year mortgage is published at 3.375% with an APR of 3.557%, also down from last week.


For buyers who want a more flexible loan option, Chase is offering a 7/1 adjustable rate loan with a rate of 3.375% for the first seven years and an APR of 3.185%. The published rate for a 5/1 ARM is 3.250% with an APR of 3.094%.

A jumbo loan is currently quoted lower than conforming loans. A jumbo 30-year fixed mortgage is quoted at 4.00% with an APR of 4.176%,  while a 15-year jumbo loan is quoted at 3.250% with an APR of 3.518%. Buyers can lock into a jumbo 7/1 ARM with a rate as low as 3.250% with an APR of 3.164%.

Rates assume a conforming loan amount of at least $200,000 for a single-family home with a 20% down payment and excellent credit.

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Chase has also published new rates for homeowners who want to refinance. Homeowners can lock into a new 30-year fixed rate loan by refinancing at 4.250% with an APR of 4.334%, while a 15-year fixed refinance loan is quoted at 3.500% with an APR of 3.664%. Chase also allows homeowners to refinance into an adjustable rate mortgage for greater flexibility. A 7/1 ARM refinance is published at 3.500% with an APR of 3.244%, while a 7/1 ARM refinance is quoted at 3.375% with an APR of 3.128%.

Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.