NFC Chips In New iPad Lines Used As Secure Element for In App Purchases Only Using Apple Pay
iFixit repair company recently made their traditional teardown of the new iPad lines and revealed that the iPad Air 2 and the iPad Mini 3 had the same NFC sensors used in the iPhone 6 and iPhone 6 Plus. Thought the new iPhones can make in app and tap to pay purchases in conjunction with Apple Pay and the TouchID Fingerprint sensor in Apple’s participating partners, the NFC sensors in new iPads can make in app purchases only and are not capable of the tap to pay capability of the iPhones.
The NFC sensors in the iPad Air 2 and the iPad Mini 3 do not have the antennas and the logics needed to make electronic payments via NFC. For the same reason, retailers/merchants cannot employ the use of the new iPads as point of sale units for Apple Pay payments.
This being the case, Apple’s App Store and online retail store and a slew of other apps like Groupon, Uber and Target among others, have already started accepting in app purchase payments using Apple Pay thus enabling iPad Air 2 and the iPad Mini 3 users to make completely secure payment transactions via Apple Pay and the TouchID fingerprint sensor The NFC sensor in the iDevices act as a secure element which securely keeps the user’s essential payment data. With the data store in the NFC chip, it interacts with another secure control processing core contained within the A7, A8 and A8X App Processor to validate the authenticity of the user using the TouchID fingerprint. With this done, the system then issues a unique payment token after processing the user’s payment accreditation.
Right now, the new iPads payment capabilities may be limited to in app purchases but because of this discovery, some quarters believe that Apple may incorporate the full Apple Pay system in all its iDevices in the future. This idea is not far-fetched as Apple has been known to incrementally introduce nuances to its devices step by step until the full potential of the device had been reached.