How To Set Up Apple Pay On Your iPhone

How To Set Up Apple Pay On Your iPhone
APPLE WATCH – APPLE PAY Shinya Suzuki / Flickr CC BY-ND 2.0

The mobile payment system from Apple, launched October last year in the U.S. and on July 14 in the UK, has actually put up good competition with other existing systems. Across the U.S., over 220,000 retailers accept payment through Apple’s system. Here is a quick look on how to set up Apple Pay on your iPhone.


The prerequisite to avail the service include having an iPhone 6 or 6 Plus, iOS 8.1 or later if you are in the U.S., or iOS 8.3 or later if you are in UK. Setting a passcode or Touch ID on your mobile device is essential and you also need to own an Apple ID signed into iCloud to get the service. A card that supports Apple Pay issued by a participating bank is the last prerequisite.

To begin with setting up Apple Pay, open Passbook; it is already there in your iPhone 6 or 6 Plus. You can find the option Passbook & Apple Pay under Settings. Now tap on the Add Credit or Debit Card, depending on the type of card you wish to connect with your Apple Pay.

In case the card you have has its file on iTunes, put in the security code. Otherwise, point the camera of your device to your card, take a picture of your card and fill in any additional info. You will also need to put in the security code of the card. Once you tap on Next, the information provided will be verified by the bank that issued the card. In case your bank needs more information, you will be asked for it.

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Once the verification process is completed by your bank, your card will get added to Apple Pay. Now you can close the window by tapping Next and start using Apple Pay on your device.

According to experts, Apple Pay is safe as no card information is stored on your device. Faking a fingerprint is something that needs a much higher level of forgery compared to guessing a pin code.