Google’s Android Pay – Another e-Payment System In US That Can Kill Card Payments

Google’s Android Pay – Another e-Payment System In US That Can Kill Card Payments

Companies, especially smartphone manufacturing companies, are competing to launch mobile payment services that are better than the other. As this service spreads like wildfire, it looks like the service will very soon replace cash as well as card payments.

After Apple Pay and Samsung Pay, Google’s Android Pay, a mobile payment system, did not come as a surprise.


On Thursday, Google launched its own e-payment system in the U.S., making it easier for the citizens to pay in stores without having to carry cash. This e-payment system will work on all the NFC-enabled Android smartphones that run on Kitkat 4.4 or above.

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Providing detailed information about the service, Google on its official Android blog wrote, “Android Pay will support credit and debit cards from the four major payment networks: American Express, Discover, MasterCard and Visa. These cards are issued by many of the most popular US banks and credit unions, including American Express, Bank of America, Discover, Navy Federal Credit Union, PNC, Regions Bank, USAA, and U.S. Bank. Wells Fargo will be available in the next few days, Capital One and Citi are coming soon, and we’re adding new banks all the time.”

For security purposes, Android Pay is supported by “tokenization”, a card security service. This service transforms credit card details into random numbers at the time of transaction, reducing the risk of card details getting leaked or stolen. Using Android Pay, you can now start tapping and paying at Sports Authority, Subway, Coca Cola, Aeropostale, Pepsi, Bloomingdale’s, Petco and many other shops. As the days pass, this list will grow only bigger and bigger.

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e-Payment systems are making life easy without a doubt. As brands compete to launch better mobile payment services, we can say that card payment systems are on the verge of getting outdated.