Current Mortgage Rates at TD Bank on July 31
Last week was surprising for TD bank customers as TD bank distributed $20 without any prior announcement to their 30 thousand random customers. In addition to that, TD bank also put special ATMs in few of their branches that act as Automated Thanking Machines by surprising clients with offers like RESP contributions, free trips and experiences.
TD bank, the sixth largest in North America is already known for its little extra approach towards it customers.
TD bank published their latest mortgage rates for fixed rate, adjustable and FHA mortgage loans under both refinance and purchase loan categories. For their longer term 30 year fixed rate mortgage loan, the bank issued an interest rate of 4.250% along with APR yield of 4.367%. For the same duration of loan under FHA Mortgage loan, the bank published an interest rate of 3.875% yielding an APR rate of 5.030%. More details including latest rates for their 15 Year Fixed rate are as follows.
Fixed Rate (Purchase) Mortgage Loans: TD Bank 31st July
30 Year Fixed Rate 4.250% Interest Rate 4.367% APR
15 Year Fixed Rate 3.625% Interest Rate 3.828% APR
The bank also published new rates for their Adjustable Rate Mortgage Loan for their 4 different loan products. For their 10/1 ARM, the bank offered an interest rate of 3.625% that carries an APR of 3.396%. Similarly, an interest rate of 3.500% is offered today with a starting APR of 3.206%. For 5 Year ARM, the latest rates are 3.375% interest rate and a starting APR of 3.075%. For their shortest duration 3/1 ARM loan, the bank offers an interest rate of 3.000% along with an APR of 2.912%.
Refinance Mortgage Rates
For their fixed rate mortgage loans under refinance categories, details are shared under the following table.
Fixed Rate (Refinance) Mortgage Loans: TD Bank 31st July
30 Year Fixed Rate 4.312% Interest Rate 4.431% APR
15 Year Fixed Rate 3.688% Interest Rate 3.894% APR
The bank also published latest rates for ARM loan under refinance category. An interest rate of 3.438% was offered yielding a starting APR of 3.099%. For their 7/1 Adjustable Rate Mortgages, the bank offered an interest rate of 3.562% along with an APR of 3.237%.
Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.