Current Mortgage Home Loan Rates at US Bank Corp on July 10, 2014
Moving along a steady course, the popular US based mortgage lender, US Bank Corp (NYSE: USB), chose to keep its benchmark 30 year fixed mortgage interest rates unchanged on July 10, 2014. The qualified borrowers, who plan on dropping by the local branches of US Bank Corp in search of ideal home loan plans, will no find no change in the fixed as well as flexible lending rates today.
This Thursday, in the standard, long term home loan section, 30 year fixed rate mortgage home loans are listed at an interest rate of 4.500% and are accompanied by an annual percentage rate of 4.673%. The relatively shorter, 15 year fixed rate mortgage home loans are now being traded at an interest rate of 3.500% and an annual percentage yield of 3.811%. The shortest, 10 year fixed rate home loan options, can be seen sitting next to an interest rate of 3.375% and an annual return rate of 3.823% today.
The mortgage shoppers, who facing issues in securing conventional home loans owing to their poor credit score or their inability to deal with expensive down payments, can now reap the benefits of FHA approved 30 year fixed rate mortgage home loans, which are now listed at an interest cost of 4.375% and an annual return rate of 4.879%. The shorter, 15 year counterparts of the 30 year FHA backed fixed rate mortgage home loans can now be locked in at an interest rate of 4.000% and an APR yield of 4.565%.
For the borrowers, who are planning backing their expensive realty investments by securing required funds from US Bank Corp, jumbo versions of the best 30 year fixed rate mortgage deals would be perfect options at a lending rate of 4.625% and an annual percentage return of 4.777%. In the short term home financing section, 15 year jumbo fixed rate home loan options can be seen quoted at an interest rate of 3.750% and an annual percentage yield of 4.008% today.
Heading towards the flexible home loan division, the 3 year adjustable rate home loan plans are now tagged with an interest price of 2.250% and an annual return rate of 3.261% on the principal amount of home loan sanctioned by the bank. The more flexible, 5 year flexible rate mortgage packages can be seen listed next to a starting interest rate of 2.625% and an annual percentage yield of 3.250% this Thursday.
Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.