Current Mortgage Home Loan Rates at US Bank Corp on April 28, 2014
Moving along the same lines, the popular mortgage lender, US Bank Corp (NYSE: USB), made no change to its benchmark 30 year fixed mortgage interest rates on April 28, 2014. As of now, in the latest mortgage charts released by the bank, the fixed as well as flexible home loan deals are being traded at the same interest rates as last week, thereby bringing along no change in the demand of its loan products in the market.
This Monday, the standard, long term, 30 year fixed rate mortgage home loan packages are being advertised at an interest rate of 4.500% and are carrying an annual percentage yield of 4.673%. On the other hand, the short term, the 15 year fixed rate mortgage home loan deals are being traded at a lending rate of 3.500% and an APR yield of 3.811% today. The mortgage shoppers can also find the unique, 10 year fixed rate mortgage deals being published against an interest rate of 3.375% and carrying an APR yield of 3.823%.
The potential home buyers, who are facing issues in acquiring standard home loans due to the bad credit score, or inability to service exorbitant down payments, can now reap the benefits of the FHA backed 30 year fixed rate mortgage home loan deals, which are up for grabs at an interest rate of 4.375% and an APR yield of 4.879%. However, the relatively shorter, 15 year FHA fixed rate mortgage home loans can be locked in at a lending rate of 4.000% and an APR yield of 4.565% today.
For the mortgage shoppers, who are planning on having their expensive home investment financed through US Bank Corp, 30 year jumbo fixed rate mortgage home loans would be an ideal pick at an interest price of 4.625% and an annual return rate of 4.777% this Monday. On the contrary, in the short term home financing section, the 15 year jumbo fixed rate mortgage home loan schemes can be seen coming out at an interest rate of 3.750% and an APR yield of 4.008%.
When it comes to adjustable rate mortgage home loans, the best 3 year variable rate mortgage deals are being listed at an interest rate of 2.250% today an annual percentage return of 3.261% to start with. Alternatively, the more flexible, 5 year adjustable rate mortgage home loans can be locked in at an interest price of 2.625% and an APR yield of 3.250% today.
Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.